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Loan Rates

Loan Type Maximum Term APR*+
New or Used Auto or Motorcycle Loan for purchase or refinance (vehicles up to 6 years old)
Up to 7 years As low as 1.95%* for loans up to 35 months
Loans for Any Purpose
Up to 5 years
As low as 5.95%* (max. 48 months for amounts up to $7,500)
Credit Builder Loan, no credit report required (max. amount $5,000)
Up to 12 months
100% Pledged, Share Secured Up to 5 years As low as 2.50%+ for up to 36 months
110% Pledged, Share Secured
Up to 5 years As low as 2.25%+ for up to 36 months

Home Equity Line of Credit ($100,000 maximum)
15 year draw and 15 year repayment Call for current rate
Line of Credit Loans ($10,000 maximum)
Revolving 11.25%+ non-variable

Overdraft Line of Credit ($2,000 max.- tied to checking account)

Revolving 13.00%+ non-variable
Visa Platinum Credit Card  Revolving 10.80%+ non-variable
First Mortgage Loans 15 years Call for current rate
  30 years Call for current rate
Investor Mortgage Loans 12 years Call for current rate
  12 year balloon with 25 year amortization Call for current rate

*Annual Percentage Rate, includes 0.25% discount for automatic payments.  Discount available for certain loans only.  Call the Credit Union for more information.  Watch for Loan Rate Specials from time to time.

+Annual Percentage Rate, loan not eligible for automatic payment discount.

Loan for any purpose, motorcycle and auto loan rates are based on an evaluation of applicant credit.  Your actual rate may be different.  Terms are stated to calculate payments.  All loan applications subject to approval.

Information current as of July 1, 2014.

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