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Loan Rates

 

Rates are effective:  November 1, 2008
Loan Type Term APR*
Share Secured Loan
(100% Share Secured)
2 years 5.50%
3 years 6.00%
4+ years 6.50%
50-99% Share Secured Up to 5 years 7.00%
Market Share Secured Up to 12 years Variable (current share rate +2.50%)
Loan for any purpose Up to 5 years As low as 6.50%
New Auto Loan for purchase or refinance  Up to 6 years As low as 4.99%
Used Auto Loan for purchase or refinance 
(Used car must be 6 years old or less)
Up to 5 years  As low as 4.99%
New Luxury Auto Loan for purchase or refinance
(Minimum $35,000 list price)
Up to 7 years As low as 4.99%
Used Luxury Auto Loan for purchase or refinance
(Used car must be 6 years old or less)
Up to 6 years As low as 4.99%
Motorcycle Loan Up to 5 years As low as 5.99%
Home Equity Line of Credit
($100,000 maximum)
Variable up to 15 years Call for current rate
Line of Credit Loans
($10,000 maximum)
Variable-Revolving 8.00%
Fixed-Revolving 11.25%
Visa Classic Credit Card  Revolving 13.80%
Visa Gold Credit Card  Revolving 10.80%
First Mortgage Loans 15 years Call for current rate
  30 years Call for current rate
Investor Mortgage Loans 12 years Call for current rate
  12 year balloon with 25 year amortizaton Call for current rate

*Annual Percentage Rate

Loan for any purpose, motorcycle and auto loan rates are based on an evaluation of applicant credit.  Your actual rate may be different.  Terms are stated to calculate payments.

Information current as of November 1, 2008.

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