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Loan Rates
Rates are effective: November 1, 2008
| Loan Type |
Term |
APR* |
Share Secured Loan
(100% Share Secured) |
2 years |
5.50% |
| 3 years |
6.00% |
| 4+ years |
6.50% |
| 50-99% Share Secured |
Up to 5 years |
7.00% |
| Market Share Secured |
Up to 12 years |
Variable (current share rate +2.50%) |
| Loan for any purpose |
Up to 5 years |
As low as 6.50% |
| New Auto Loan for purchase or refinance |
Up to 6 years |
As low as 4.99% |
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Used Auto Loan for purchase or refinance
(Used car must be 6 years old or less)
|
Up to 5 years |
As low as 4.99% |
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New Luxury Auto Loan for purchase or refinance
(Minimum $35,000 list price)
|
Up to 7 years |
As low as 4.99% |
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Used Luxury Auto Loan for purchase or refinance
(Used car must be 6 years old or less)
|
Up to 6 years |
As low as 4.99% |
| Motorcycle Loan |
Up to 5 years |
As low as 5.99% |
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Home Equity Line of Credit
($100,000 maximum)
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Variable up to 15 years |
Call for current rate |
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Line of Credit Loans
($10,000 maximum)
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Variable-Revolving |
8.00% |
| Fixed-Revolving |
11.25% |
| Visa Classic Credit Card |
Revolving |
13.80% |
| Visa Gold Credit Card |
Revolving |
10.80% |
| First Mortgage Loans |
15 years |
Call for current rate |
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30 years |
Call for current rate |
| Investor Mortgage Loans |
12 years |
Call for current rate |
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12 year balloon with 25 year amortizaton |
Call for current rate |
*Annual Percentage Rate
Loan for any purpose, motorcycle and auto loan rates are based on an evaluation of applicant credit. Your actual rate may be different. Terms are stated to calculate payments.
Information current as of November 1, 2008.
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